CollectiveSplit: Resolve Costs
iPhone / Finance
Managing shared costs shouldn't feel like manual labor. Distinct worlds coexist here, yet rarely overlap. Notes and spreadsheets work for the basics, but they struggle when life gets complex. When a roommate moves out early or a shared asset is sold, static tools require constant patching to keep the fairness and logic intact.
CollectiveSplit is a more intentional way to stay organised. Whether you are logging rent, tracking travel spending, or dividing the share of a depreciating asset, the system replaces the heavy lifting with a foundation that treats your world as the dynamic environment it is. No more guessing and no more manual patching. Just a clear, transparent way to manage the costs of a dynamic lifestyle.
BEYOND BASIC BILLS
Real life rarely splits perfectly down the middle. From quick dinners to long-term shared assets, CollectiveSplit adapts to the exact reality of your spending.
• ONE-OFF: Quick splits for coffee, dinner, or group tabs. Log the expense and clear the balance instantly.
• RECURRING: Set-and-forget logic for rent and subscriptions. It handles the math when people join or leave mid-cycle.
• DEPRECIATING: Dynamic tracking for shared furniture and gear. It suggests fair buy-in and exit prices based on proposed real-time value.
TRAVEL GLOBALLY, TRACK LOCALLY
Spend anywhere and stay organised. It is a seamless way to manage international trips without the manual conversion headache.
• REAL-TIME CONTEXT: See approximate costs in your group’s default currency as you log expenses and everywhere else in the app.
• SMART SETTLEMENT: Consolidate multiple currencies into a single payment for a clean, one-step settle-up. (Requires Split+ or a Group Boost)
• DAILY MARKET RATES: Stay accurate with approximate conversions based on daily exchange rate updates.
TRUST RUNS IN THE COLLECTIVE
The less personal data we hold, the less there is to worry about. We designed the system to keep your footprint small and your shared tabs clear.
• DISTRIBUTED CONTROL: Zero group admins. Everyone has the power to invite friends and manage most fields, while sensitive data like total amounts and member shares are protected by the payer or creator.
• PRIVACY BY DESIGN: No real identity is required. We encourage the use of nicknames and Apple’s Hide My Email to ensure your personal details are never part of the equation.
• AD-FREE INTEGRITY: No data harvesting and no selling to third parties. We stay completely ad-free to remove visual noise and keep your group information strictly private.
• CLOUD RELIABILITY: Powered by Google Cloud. Your activities stay instantly synced and always accessible on a foundation protected by industry-standard security.
BOLD & BEAUTIFUL
Bring your shared expenses into focus with bold visuals and a cohesive design language. Built on top of Liquid Glass, the interface uses translucent layers and natural motion to keep your activities clean and responsive.
• BOLD DESIGN: A distinct visual style that prioritises clarity and cohesion, ensuring every element on the screen has a defined place.
• MODULAR DASHBOARD: Resize and reposition group tiles to build a custom layout so that you are always on top of your balances.
• FLUID EXPERIENCE: Natural motion and reactive layers tie the interface together, making navigation feel intuitive and unified.
SUPERCHARGE WITH SPLIT+
A premium subscription designed for higher capacity. Elevate your account limits and receive a monthly Group Boost to deploy on any shared environment.
• EXTENDED REACH: Manage up to 12 groups simultaneously and access your permanent, all-time activity history across the platform.
• OPERATIONAL BANDWIDTH: Boost any group to 50 active activities and 16 members to expand the scale for the entire team.
• SHARED INTELLIGENCE: Give everyone in a boosted group access to analytical charts and unified, multi-currency settlements.
• PERSONAL FLAIR: Stand out in the collective with an exclusive photo frame and name badge visible to every member.
