Franc — Private Money Tracker

iOS Universel / Finance

Your finances. On your phone. Nowhere else.

Franc is a personal finance app that keeps every account, transaction, and budget completely on your device. No account to create, no server to trust, no subscription to cancel.

What Franc does:
- Track checking, savings, cash, credit card, loan, and investment accounts — all in one place
- Log income and expenses with categories, payee, date, and notes
- Transfer funds between your own accounts in two taps
- Budget by envelope: allocate the money you actually have to each category, month by month
- Schedule recurring transactions (rent, salary, subscriptions) and get a reminder banner when they're due
- See your net worth, asset/liability split, and cash flow trends on a dashboard with charts
- Export everything to a JSON file via your iOS share sheet — AirDrop it, email it, save it to Files, whatever you want
- Undo and redo any action in one tap
- Track your personal inflation rate — compare your real cost of living against EU, US, or 30+ country indexes

What Franc does NOT do:
- No accounts, no sign-up, no login
- No cloud sync, no server, no backend of any kind
- No ads, no analytics, no tracking of any kind
- No subscription — pay once, own it forever
- No connection to your bank or any external service

Made for: people who want to know where their money goes but aren't willing to hand their financial data to a third-party server to find out. If you've looked at budgeting apps and walked away because of the monthly fee or the "we take your security seriously" privacy policy, Franc is for you.

Privacy:
Franc collects no data. Nothing leaves your device unless you explicitly export it. The app uses local on-device storage (SwiftData) with no network access. The only system API it touches beyond storage is UserDefaults — used for your preferences (currency, onboarding state). Your export file is a plain JSON document you generate, own, and send wherever you choose. There is no telemetry, no crash reporter phoning home, no analytics SDK.

Try it. If it's not for you, you're out one cup of coffee. If it is, you'll stop paying for a finance app subscription every month.

Support: support@gfc-studio.be
Privacy policy: https://gfc-studio.be/privacy/franc/

Quoi de neuf dans la dernière version ?

What's new in 1.1.1

Share your month at a glance
Turn your month's spending into a clean, shareable summary card — you decide if and when to share it. Everything still stays on your device by default.

Plus polish and small refinements throughout. As always: no account, no server, no subscription.